For healthcare providers, professional liability coverage protects against financial and reputational risk. A provider’s reputation and credentials can be worth far more than any single claim — and providers depend on their insurers to defend against those risks. The Georgia Court of Appeals recognized these realities in Mag Mutual Insurance Company v. Perera, A26A0733…

Introduction

May a liability insurer discharge its obligations to its insured simply by interpleading its policy limits, even when doing so leaves the insured exposed to a multimillion-dollar excess judgment? The Georgia Court of Appeals recently answered that question in the negative. In Cannon v. Safeco Insurance Company of Illinois, — S.E.2d —-, 2026…

This is the second in a series of discussions about insurance issues unique to the Lone Star State.

Both bankruptcy and the ability for a policyholder to assign its first-party, bad-faith claim against its insurer can be critical methods of risk mitigation. In our last post on Insurance – Texas Style, we looked at…

Sometimes defining the simplest phrases proves anything but simple. So learned the insurer in a property loss and bad faith case brought by its insured and decided earlier this year by the Pennsylvania Superior Court (Watchword Worldwide v. Erie Ins. Co., 308 A.2d 728 (Pa. Superior Ct. 2024)).

Watchword Worldwide engaged in the business…