A new decision from a Mississippi federal court highlights how subtle limitations in policy wording may restrict the types of fraudulent transactions covered by a social engineering insuring agreement. In Gore, Kilpatrick, & Dambrino, LLC v. Spinnaker Insurance Company, the insured was left without coverage when the U.S. District Court for the Northern District
A recent decision from the U.S. District Court for the Western District of Texas offers a cautionary reminder for policyholders evaluating cyber coverage. In Perry & Perry Builders, Inc. v. Cowbell Cyber, Inc. and Obsidian Specialty Insurance Co. Inc., insufficient policy limits and a key limiting endorsement left the policyholder critically underinsured for a social
A recent coverage decision by the Delaware Superior Court in Motive Technologies, Inc. v. Associated Industries Insurance Company shows that examining the full timeline of allegations in a lawsuit can defeat policy exclusions barring coverage for litigation arising out of past events.
Underlying the coverage dispute was a lawsuit between two companies in the business
A small but growing number of cyber insurers are incorporating language into their policies that specifically addresses risks from artificial intelligence (AI). The June 2025 issue of The Betterley Report’s Cyber/Privacy Market Survey identifies at least three insurers that are incorporating specific definitions or terms for AI. This raises an important question for policyholders: