The rising use of AI agents across healthcare will inevitably produce claims when those agents make the wrong call. The question that lands on the risk manager’s desk is which policy responds. Until recently, policyholders could reasonably assume that AI risks were folded into their existing insurance program. The market is moving quickly to change
A new decision from a Mississippi federal court highlights how subtle limitations in policy wording may restrict the types of fraudulent transactions covered by a social engineering insuring agreement. In Gore, Kilpatrick, & Dambrino, LLC v. Spinnaker Insurance Company, the insured was left without coverage when the U.S. District Court for the Northern District
A recent decision from the U.S. District Court for the Western District of Texas offers a cautionary reminder for policyholders evaluating cyber coverage. In Perry & Perry Builders, Inc. v. Cowbell Cyber, Inc. and Obsidian Specialty Insurance Co. Inc., insufficient policy limits and a key limiting endorsement left the policyholder critically underinsured for a social
This is the second in a series of discussions about insurance issues unique to the Lone Star State.
Both bankruptcy and the ability for a policyholder to assign its first-party, bad-faith claim against its insurer can be critical methods of risk mitigation. In our last post on Insurance – Texas Style, we looked at