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Aaron Campbell practices in the areas of policyholder coverage and investigations. Representing policyholders, Aaron helps clients navigate a variety of complex insurance products, including commercial crime and cyber risk policies. His practice covers all aspects of policyholder insurance issues, from determining what coverages and policies fit a client’s needs to claim management and litigation. Aaron also has extensive experience investigating and analyzing client losses arising from potential fraudulent and criminal behavior and aids clients in risk and loss mitigation surrounding those acts.

Sometimes defining the simplest phrases proves anything but simple. So learned the insurer in a property loss and bad faith case brought by its insured and decided earlier this year by the Pennsylvania Superior Court (Watchword Worldwide v. Erie Ins. Co., 308 A.2d 728 (Pa. Superior Ct. 2024)).

Watchword Worldwide engaged in the business

Do you know what your insurance covers?

This is a deceptively simple question — risk managers rightfully expect to know the scope of their coverages when they build their insurance programs. Unfortunately, judicial interpretation of common policy terms can turn what should be a straightforward question into a morass of uncertainty.

This uncertainty is exemplified