Technology and Autonomous Vehicles

While recently resolving an insurance coverage dispute in Snell v. United Specialty Insurance Company, 102 F.4th 1208 (11th Cir. 2024), an Eleventh Circuit concurring opinion discussed the potential employment of artificial intelligence large language models to interpret policy terms.

The case concerned whether a landscaper’s insurance policy — which generally provided coverage for

With the potential addition of autonomous cars and trucks to commercial fleets, commercial insureds should reassess coverage under their commercial auto, products liability, and cyber insurance policies. Automation, particularly the move toward fully autonomous vehicles, raises new coverage questions with new risk exposures for insureds and new opportunities for insurers.

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Mobile App Terms and Conditions Decision Clarifies Best Practices in App Designs to Support Enforcement of Contract ProvisionsThe Second Circuit issued a decision of interest to every company that utilizes a mobile app to interact with its customers. In Meyer v. Kalanick, the court enforced the mandatory arbitration provision in the Uber app. The court considered the app from the perspective of a “reasonably prudent smartphone user” and discussed parameters supporting