The Federal Acquisition Regulation (FAR) is a comprehensive set of regulations governing federal procurement — prescribing how agencies acquire goods and services and how contractors compete for, win, and perform…
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Three Steps to Protect Your Insurance Program During National Preparedness Month
September is National Preparedness Month in the United States. This designation urges organizations and individuals to prepare for disasters and emergencies. Given the increasing frequency and severity of natural disasters…
Texas Court Exposes Key Gap in Professional Liability Coverage for Home Health Franchisors
In the home health care business? Whether a franchisor, franchisee, or independent agency, beware of bodily injury exclusions in professional liability policies that could eliminate coverage for otherwise covered claims.…
Maryland’s Highest Court Corrects Insurer’s Overreach on Insurance Policy’s Assignment Clause
Insurance policies often incorporate assignment clauses, which require policyholders to obtain their insurers’ written consent before assigning their insurance policies to others. For example, the ISO Common Policy Conditions Form…
Defining Artificial Intelligence for Cyber and Data Privacy Insurance
A small but growing number of cyber insurers are incorporating language into their policies that specifically addresses risks from artificial intelligence (AI). The June 2025 issue of The Betterley Report…
The hallmark of a claims-made liability policy is coverage exclusively for claims “first made” during the policy period, thus limiting the insurer’s risk to new claims asserted against the policyholder…
Know Your Limits: Insights on Statutory Minimum Limits for Nursing Facilities
This is the second in a series of articles addressing critical issues in risk management and insurance for skilled nursing facilities.
How much insurance does my organization need? This conundrum…
Effective Risk Management for Nursing Facilities: Insurance Insights on Retaliation Claims
This is the first in a series of articles addressing critical issues in risk management and insurance for skilled nursing facilities.
Owners and operators of skilled nursing facilities know that…
Introduction
Cryptocurrency isn’t just for tech startups and X (formerly Twitter) enthusiasts anymore. Mainstream corporations are increasingly forced to consider Bitcoin—the undisputed “king” of crypto—and other investments into digital assets…
Insurance – Texas Style, Part 1: Stowers Liability and Insurance Towers
This is the first in a series of discussions about insurance issues unique to the Lone Star State.
For nearly a century, the Stowers doctrine has been a critical cornerstone…




