Notwithstanding insurers’ transparent attempts to convince you otherwise, policyholders may very well have coverage for business interruption losses from COVID-19 under their property policies. Since the start of the pandemic, insurers have tried to weave a narrative that policyholders cannot win coverage suits for business-interruption losses resulting from the pandemic. The opinions to date tell
Christine Spinella Davis
Christine S. Davis represents corporate policyholders in coverage disputes involving various types of commercial insurance policies, including comprehensive general liability, directors and officers, errors and omissions, and products liability policies. She has almost 20 years of experience representing policyholders in all stages of insurance coverage disputes, including negotiations, mediation, arbitration and litigation through trial and appeal. She also advises clients on their insurance placement programs.
Big Win for Restaurant Policyholders in COVID-19 Litigation in North Carolina
A North Carolina court has required Cincinnati Insurance Company to provide business interruption and extra expense coverage to 16 North Carolina restaurants that lost the use of and access to their properties due to COVID-19 civil authority orders (see North State Deli, LLC, et al. v. Cincinnati Insurance Co. et al.). The court agreed…
Court Denies Efforts to Consolidate COVID-19 Suits
The Panel on Multidistrict Litigation has rejected efforts to centralize pretrial proceedings in actions in Pennsylvania and Illinois seeking insurance coverage for business interruption losses resulting from COVID-19. The request for MDL-status was hotly contested, with insureds in more than 175 coverage actions responding to the centralization motions. Some insureds supported centralization in either Pennsylvania…